Aspiro

Home → Blog

Maternity Pay Calculator Kazakhstan 2026: GFSS and Childcare to 1.5

How much will you receive on maternity leave? The calculator works out the GFSS pregnancy and childbirth benefit, the monthly childcare benefit until the child is one and a half, and the state birth grant using 2026 figures.

Aspiro Editorial · 25.10.2026

Up to date as of October 2026. Figures change — before making a decision, check the official sources: the State Social Insurance Fund (gfss.kz), the egov.kz portal and enbek.kz.

Pregnancy and childbirth benefit accrued, ₸—
Pregnancy and childbirth benefit net (−OPV 10%), ₸—
Childcare per month accrued, ₸—
Childcare per month net, ₸—
Childcare for the full period net, ₸—
State birth grant, ₸—

This is a simplified estimate based on your inputs. It is not financial, tax or investment advice. Check exact amounts with the State Revenue Committee (KGD), the State Social Insurance Fund (GFSS), your bank or an accountant.

What maternity pay is made of

PaymentWho pays2026 formulaCap
Pregnancy and childbirthGFSSaverage income over 12 months × days ÷ 30income no more than 7 minimum wages (595,000 ₸) per month; up to 2,499,000 ₸ for 126 days
Childcare up to age 1.5GFSS, monthly40% of average income over 24 monthsup to 238,000 ₸ per month
Birth grantthe state, one-time38 MCI (1st–3rd child) or 63 MCI164,350 ₸ or 272,475 ₸
Childcare allowance without GFSSthe state, monthlyfixed amount24,912–38,493 ₸ depending on the child's birth order

GFSS benefits go to people for whom social contributions were paid: employees, IEs and the self-employed. Only income on which contributions were paid counts. Months without contributions count as zero, but the total is still divided by 12 or 24. OPV of 10% is deducted from GFSS benefits.

Standard maternity leave is 126 days. With complicated childbirth or the birth of two or more children there are more days (usually 140); with adoption, fewer. Check the exact number of days, the income cap and the childcare share with the GFSS or on egov.kz — that's why these fields can be changed in the calculator. You must apply for the pregnancy benefit within 12 months of the sick-leave date, and for the childcare benefit within 18 months of the child's birth.

Example calculation

Average monthly incomePregnancy and childbirth net (126 days)Childcare per month net
150,000567,00054,000
300,0001,134,000108,000
595,0002,249,100214,200
900,0002,249,100214,200

Checking the second row: 300,000 × 126 ÷ 30 = 1,260,000 ₸, minus 10% OPV — 1,134,000 ₸. Childcare: 300,000 × 40% = 120,000 ₸, net 108,000 ₸ per month. An income of 900,000 ₸ gives the same as 595,000 ₸: everything above the cap is not counted. In the example, income over 12 and 24 months is the same.

Common mistakes

How an IE's social payments affect future benefits — see the IE tax calculator, and salary deductions — the take-home pay calculator. It's a good idea to put part of your maternity pay into an emergency fund for the period while your income is lower than usual.

  • Pregnancy and childbirth: income over 12 months × days ÷ 30, capped at 7 minimum wages per month.
  • Childcare up to 1.5: 40% of income over 24 months, maximum 238,000 ₸.
  • 10% OPV is deducted; check exact terms with the GFSS and on egov.kz.

FAQ

How is maternity pay calculated in Kazakhstan in 2026?

The GFSS pregnancy and childbirth benefit = average monthly income over the last 12 months × days on the sick-leave certificate ÷ 30. Income is counted up to 7 minimum wages — 595,000 ₸ per month. 10% OPV is deducted from the benefit.

How much is the childcare benefit up to age 1.5?

40% of average monthly income over the last 24 months, but no more than 238,000 ₸ per month (40% of 7 minimum wages) before the 10% OPV deduction. For twins, the benefit is paid for each child.

What do you get if the mother wasn't working?

Then there are no GFSS benefits, but state allowances apply: a birth grant of 38 MCI (164,350 ₸) for the 1st–3rd child and 63 MCI (272,475 ₸) for the 4th and later, plus a monthly childcare allowance — from 24,912 ₸ for the first child.

How can an IE increase future maternity pay?

GFSS benefits depend on the income on which social contributions were paid. An IE can pay SO in advance on a higher declared income, but no more than actual income and no more than 7 minimum wages. The 12 and 24 months before the event are counted.

Free Aspiro Academy

26 lessons on investing and trading from scratch: videos, practice in the Aspiro apps, quizzes and a certificate. Lesson texts are open without sign-up.

More about the Academy →

Read also

Ask a question

Questions about learning, Aspiro apps or exchanges? Message me — I reply personally.

Message on TelegramDmitriy Smirnov · +7 708 808 88 99